Top Three Debt Consolidation Services
Debt consolidation services are popping up all over the country and many operate solely through the Internet. After some careful research, I’ve come up with the top three debt consolidation services.
Debt Consolidation Service #1: Credit Solutions
Credit Solutions has been covered extensively by NBC and MSNBC as an excellent method of debt consolidation. A major reason that this service is so popular lies with the fact that the credit counselors understand how difficult admitting one’s debt can be. They take a tactful and friendly approach to helping their customers resolve debt issues.
In 98% of cases, Credit Solutions is able to help their customers consolidate their debt in less than 36 months, which is quite an accomplishment for any one service to provide. They call themselves a “Debt Settlement Program” versus a debt consolidation service because they don’t just resolve your debt into one large sum; they also negotiate with your creditors to avoid having to secure your debt with equity in your home or other property.
Credit Solutions can lower your debt by 40% – 60% through their conversations with your creditors, and they don’t perform credit checks or advocate bankruptcy. You can learn more about this debt consolidation service by visiting www.creditsolutions.com or by calling their toll-free number at 800.353.7630.
Debt Consolidation Service #2: Money Management International
Money Management International partners with Consumer Credit Counseling Services (CCCS) to offer exceptional credit counseling and 24/7 support. Their experienced counselors can help you develop a debt management plan that will assist you in lowering all of your debt and consolidating it into one convenient monthly payment.
They also help to negotiate your debt with all of your creditors in order to achieve a lower interest rate or a reduction in your debt. This is an easy, guilt-free way to avoid bankruptcy, and the certified counselors are very helpful.
You can learn more about Money Management International by visiting them at www.moneymanagement.org or by giving them a call at 886.889.9347.
Debt Consolidation Service #3: Federal Debt Consolidation Services
Established in 1996, Federal Debt Consolidation Services provides practical solutions for people in debt. They provide constant support for all of their customers and use their unblemished reputation as a starting point from which to negotiate with your creditors.
Since they do not provide cash loans to their customers, collateral is not required to use the Federal Debt Consolidation service. They are partnered with dozens of creditors nationwide such as Citi, MBNA, MasterCard and Sears to facilitate conversation between you and your creditors. They have an automatic direct payment system that allows for stress-free debt consolidation, and they can significantly lower your debt and resolve it into one low monthly payment.
You can learn more about the Federal Debt Consolidation Services by visiting them at www.federaldebtservice.com and filling out their online application.
