How to Apply for a VA Loan

Instructions

• 1

  VA Eligibility Certificate
  
  You will need to have a certificate of eligibility to apply for the VA loan facility. For this you will have to fill out the form 26-1880 and include all required documents. If you are discharged, attach the discharged document along with application and submit to the VA department. They will issue a certificate of eligibility, which can help you apply for the loan.
• 2

  Decide Use of Loan
  
  Next step is for you to decide what you need the loan for. You can buy a new house or refurbish an old one with installation of energy efficient equipment, For example, you can use green energy resources for your house needs of electricity. You can also apply for VA loan if you are planning to refinance an existing home loan facility. You will have to state the motive of seeking the loan clearly in your application form.
• 3

  Choose Lender
  
  Not every lender is part of the VA home loan program, so you will need to check the list of the lenders who are a part of it. Select any one lender and inquire some details before making the application formally.
• 4

  Submit Application
  
  After fulfilling basic criteria, you can fill out an application form carefully and submit it with the lender with all documents attached. It is possible that an adviser from the lending agency discusses the loan facility related matters with you in person. It can be related to any document and might cause you some inconvenience. You should nevertheless be mentally prepared for it.