How to Get an American Express Business Card

There a number of business cards offered by American Express. These cards vary in terms of the offers they have. For instance, a particular business card may offer instant approval while another may offer a charge back. Moreover, customers have to pay a certain amount of money in terms of annual fee for some cards while come with no annual fee at all. If you are a planning to get an American Express business card, here are a few things you should keep in mind and then select a particular card.

Instructions

  • 1

    There are a total of 5 interest-free American Express cards which you can choose from. These cards offer zero percent interest rate for a period varying from 2 to 12 months. However, you want to check the interest rate charged after the expiration of the interest-free period. As is understandable, the interest rate after the interest-free period would be a little higher than normal. There is no annual fee that has to be paid if you choose to get an interest-free American Express card.

  • 2

    A total of 9 American Express cards offer instant approval. However, 5 out of these 9 cards would charge an annual fee. For this reason, you should choose from the other 4 American Express cards. Furthermore, three of these instant approval American Express cards have zero percent introductory offers, cash back is offered by two these cards, points are offered by four of them whereas the other three either offer miles or offer travel bonuses. Since the number of cards to choose from is very limited, a few of the cards often combine more than one offer.

  • 3

    Consider choosing from one of the three cash back American Express business cards. These cards have no annual fees and more importantly, offer zero percent introductory rates. These cards allow you the liberty to use cash in situations where points or miles are not required.

  • 4

    For people who do a lot of overseas travelling, there are three American Express business cards which offer airline miles. As a matter of fact, one of these cards allows you convenience at hotels, gas stations and car rentals as well. However, if you choose one of these cards, you will be required to pay a certain amount of money in terms of annual fee.

  • 5

    From a total of 5 cards that offer points for rewards, 2 cards offer zero annual fees and also have the zero percent introductory offers. Consider choosing one of these cards.

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