How to Insure Commercial Vehicles in London
London is the busiest and most developed city of United Kingdom, where commercial vehicles are primary needs of local residents and many businesses. These commercial vehicles are additional facility for the residents and visitors, especially for those, who have to go to jobs or any other place on regular basis. You cannot cover business vehicle with a personal policy because insurers set premiums based on the risk carried by the vehicle, and business vehicles carry higher risk. To insure commercial vehicles in London is not a big deal now, you just need to follow the guidelines provided in this article step by step guide to insure commercial vehicles in London.
Instructions
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1
Prepare fleet of your vehicles
If you have a number of vehicles in your business, you should consider buying fleet protection. It will let you save a lot of money as it insures all the vehicles that are stated under fleet. Name the vehicles and collect the documents with to prepare a fleet list.
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2
Decide the type of Insurace you want
Insurance companies provide a wide range of insurance for your commercial vehicle. You can get a liability insurance which covers injuries, physical damage coverage and can also insure parts of commercial vehicles, unused motorist insurance and business and contractor coverage insurance.
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3
Contact Commercial Vehicle Insurance Company
Once you have decided to insure your vehicles, contact a reliable and well reputed commercial vehicle insurance company. You can easily judge the reliability of the insurance company looking at their previous record. Here are some commercial Vehicle Insurance companies in London.
(a) Trident Insurance Services
(b) Crossroads Insurance Services
(c) Right Choice Insurance Brokers
(d) Stewart & Partners
(e) Haden Welbeck
(f) Clover Insurance Services
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4
Get Quotes from Different Insurance companies
Nowadays, modern technology has made it easy to get quotes from the insurance companies. After contacting some of these insurance companies you must get quotes and evaluate them before you decide about single one.
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5
Discuss Details with Commercial Insurance agent
Once you contact with any of the insurance company, they will send one of their agent who will inspect each and every vehicle you listed in the fleet list. After checking he will provide you details about like what kind of insurance will suit you. Look for a policy that works well for your business and helps you in reaping benefits in long run. A good commercial insurance policy will provide mental relief and a safe driving experience.
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6
Contact Insurance Solicitor
Once you have decided to insure your vehicle, you will now need an insurance solicitor who will take care of all the legal matters involved in insuring your vehicles. Here are some insurance solitictors in London.
(a) Greenwoods
(b) Clyde & Co
(c) Ince & Co
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7
Purchase the Policy
Once you have read and understood all the documents, terms and conditions provided by the Insurance company, you can purchase the policy. Sign the contract, make the down payment and your vehicle will be protected under the insurance policy.
